1. Introduction

This Website (the “Website”) is operated by BCA BUSINESS LTD, a private limited company incorporated in England and Wales (Company No. 16606602) with its registered office at:

128 City Road, London, United Kingdom, EC1V 2NX.

The Company is registered with the Information Commissioner’s Office (ICO) under the UK GDPR (Registration No. ZC027486).

These Terms and Conditions (“Terms”) govern all use of the Website, all online materials, all digital guides, and any virtual or remote services described or offered through the Website.

By accessing or using the Website, you confirm that you have read, understood, and agree to be legally bound by these Terms.
If you do not agree, you must immediately stop using the Website.

2. Nature of Services / No Legal, Tax or Immigration Advice

The Website provides general information, cross-border summaries, digital identity guidance, corporate intelligence, country profiles, compliance overviews, and other high-level resources.

Nothing on the Website constitutes legal, tax, financial, accounting, regulatory, corporate, or immigration advice.

All materials, guides, and explanations are:

• informational,
• generalised,
• non-exhaustive,
• not tailored to your situation,
• subject to rapid legislative changes outside our control.

You must obtain independent professional advice before relying on any Website content.

Your use of Website content shall not create:

• a professional relationship,
• an attorney–client relationship,
• a consultant–client relationship,
• any fiduciary duty,
• any obligation on us to act on your behalf.

No liability is accepted for actions taken or not taken based on Website information.

3. Digital Products, Guides & Paid Materials

The Website may offer downloadable documents, guides, templates, or analytics (“Digital Products”).

3.1 No Refunds

All sales of Digital Products are final.
Because Digital Products are instantly accessible and downloadable, no refunds, cancellations, withdrawals, or reversals are permitted under:

• The Consumer Contracts Regulations 2013 (CCR 2013)
• The Consumer Rights Act 2015 (CRA 2015)

By purchasing, you expressly consent to immediate performance of the contract and acknowledge that your right to cancel is lost.

3.2 No Guarantee of Accuracy

Digital Products:

• may contain errors,
• may become outdated,
• may require local legal interpretation,
• cannot be guaranteed to be applicable to your business, jurisdiction, residency, or structure.

We are not responsible for:

• losses resulting from wrong interpretation,
• regulatory changes,
• misapplication to your specific circumstances,
• reliance on examples or scenarios.

4. Virtual Services & Remote Support

The Website may describe or allow ordering of virtual or remote services (“Virtual Services”), such as:

• virtual presence establishment,
• remote ID support,
• digital identity processes,
• cross-border consulting calls,
• document preparation assistance.

4.1 Not an Offer; No Automatic Engagement

Descriptions of Virtual Services do not constitute a binding offer.
A contract is formed only when:

1. we accept your request in writing, and
2. a separate Service Agreement is executed.

Until then, no obligation exists on our part.

4.2 No Responsibility for Third-Party Systems

Virtual Services may involve third-party systems such as:

• government portals,
• identity platforms,
• registries,
• online verification services.

We are not responsible for:

• downtime,
• delays,
• data breaches on third-party systems,
• rejection of applications,
• external platform errors,
• identity verification failures,
• technical malfunctions outside our control.

4.3 Client Responsibility for Providing Accurate Information

You are solely responsible for ensuring that all documents, information, IDs, corporate data, and statements you provide are:

• complete,
• accurate,
• up to date.

We are not liable for rejections or penalties caused by inaccurate or incomplete information supplied by you.

5. Acceptable Use of the Website

You must not:

• breach any applicable law;
• misuse Website content;
• use bots, scrapers, crawlers, or data-mining tools;
• attempt to access restricted areas;
• impersonate any person or entity;
• upload malware, harmful code, or perform security testing;
• interfere with the integrity or performance of the Website.

Violation may result in immediate IP blocking and legal action.

6. Intellectual Property

All Website content (including text, design, branding, layouts, guides, downloadable files, graphics, templates, and materials) is the exclusive property of BCA BUSINESS LTD or its licensors.

You may not copy, reproduce, modify, distribute, store, publish, or exploit Website content without explicit written permission.

Any unauthorised use constitutes infringement and may lead to legal claims for damages.

7. No Warranties & No Reliance

To the fullest extent permitted by law, the Website and all materials are provided “as is” and “as available”, without any warranties, representations, or guarantees of any kind.

We do not warrant that:

• the content is accurate,
• the content is complete,
• the Website will be uninterrupted,
• the Website is free of viruses or defects,
• the materials will remain up to date.

Use at your own risk.

8. Limitation of Liability

To the maximum extent permitted under English law, BCA BUSINESS LTD shall not be liable for any:

• direct losses,
• indirect losses,
• special or consequential losses,
• lost profits,
• business interruption,
• data loss,
• reputational damage,
• penalties, government fines or rejected filings,
• reliance losses from Digital Products or Virtual Services,
• errors, omissions, or delays on government or third-party platforms.

Our total aggregate liability for all claims arising from your use of the Website shall not exceed £100.

Nothing in these Terms excludes liability for fraud or death caused by negligence where exclusion would be unlawful.

9. Indemnification

You agree to fully indemnify and hold harmless BCA BUSINESS LTD, its directors and partners from all claims arising from:

• your use of the Website or Digital Products,
• your breach of these Terms,
• your violation of third-party rights,
• your misuse of any information or guidance.

10. Third-Party Links & Services

We provide links to external websites solely for convenience.
We have no control over their content, accuracy, or security.

We disclaim liability for any loss arising from:

• use of third-party websites,
• use of embedded government services,
• reliance on external links,
• third-party account suspensions or technical failures.

11. Privacy & Cookies

Your use of the Website is governed by:

• the Privacy Policy
• the Cookie Policy
• UK GDPR & EU GDPR (where applicable)

By using the Website, you consent to our data practices as described in those policies.

12. Changes to These Terms

We may modify these Terms at any time.
Updated Terms become effective immediately upon publication on the Website.

Your continued use constitutes acceptance.

13. Governing Law & Jurisdiction

These Terms and any disputes arising from them are governed by the laws of England and Wales.
Exclusive jurisdiction lies with the courts of England and Wales.

14. Contact Information

For any questions related to these Terms:

BCA BUSINESS LTD
128 City Road, London, United Kingdom, EC1V 2NX
Email: benvenuto@bcaun.it